Clarify
What do you value? What you want from the experience of being alive? Who are the people who matter most to you?
These are some of the most important things a financial planner, advisor, or coach can explore with you.
These things are your why. They are where your motivation comes from. They are the foundation for everything.
Simplify
We live in an overstimulating world with far too many demands upon our time, attention, and energy.
It's easy to feel like everything vying for your attention is important and/or necessary even though we know it probably isn't.
By exploring what matters to you, we get a pretty good idea of what to focus on and what to begin to let go.
Align
We will work together to make small steps over time to bring your financial life more into alignment with what matters most to you.
How would it feel to walk through each day understanding where you are in relation to where you want to be and what to do about it?
I can't make your worries about the future go away. But I can help you worry about the right things and help you keep them in perspective.
take the first step today
Here are some of the many topics we might explore based on your individual values, concerns, and goals:
Retirement Planning
What should I know/be doing about my retirement account(s) at work (e.g., 401(k), 403(b), 457, TSP, FERS Annuity, MSRS, etc.)?
How much should we be saving? Should I have a Roth IRA?
When can I retire?
If we trade up to a nicer home can we still retire as planned?
I'm already retired, how much can I spend and/or gift each year and still be okay?
Holistic Planning Concerns
How might I work on feeling less afraid that I'll wind up a bag lady in retirement?
When can I afford to focus on work that pays less but is more meaningful?
Do I even want to retire?
How might retiring affect our relationship?
How might I help keep my retired parent more engaged to help them stay healthier longer?
What boundaries should I set around my involvement in my aging parent's care?
How do we strike a more comfortable balance between planning for our future and enjoying the present?
LGBTQ+ Planning Concerns
How do I keep unsupportive family members from interfering with my medical decisions and estate plans?
Now that we can get legally married but should we? What are the pros and cons?
I/we don't want to marry, how should my/our planning be different?
I'm trans and working toward transitioning, how might that impact my financial life?
Education Planning
How much should we be saving?
How we should invest our college savings and where?
What happens if junior decides to become a yoga teacher instead of going to med school?
Debt Reduction
Is there a more efficient way for me to pay down my debt?
Which repayment plan should I choose for my student loans?
Should I pursue Public Student Loan Forgiveness?
Insurance Planning / Risk Management
Do we have enough insurance?
Do we have too much?
What happens if I lose my job?
What if I get hurt and can't work?
Estate Planning
How do I make sure that my partner, children, and/or pets will be well cared for if something happens to me?
Employee Benefits Planning
Which employee benefits should my partner and I sign up for during open enrollment?
Social Security Planning
When and how should my spouse and I claim our Social Security benefits?
By the time I'm old enough to retire should I even expect to receive any Social Security benefits?
Sometimes we'll uncover clear and compelling answers; sometimes it may be more about opening up a discussion or helping you identify, understand, & narrow your options. Either way, having an annually updated, comprehensive financial plan means that my clients walk through each day understanding where they are in relation to where they want to be & what to do about it.
Having an ongoing relationship means that I can be an ongoing accountability partner for you to help ensure that the informed choices you make actually get implemented and updated when needed. It also means that you've got a financial expert who's just an email, Zoom, or phone call away whenever the constantly unfolding series of changes that we call life throws some new wrinkle your way.